Here at Georgia Small Business Capital, we have developed a team that adheres to our core values: Innovation (we find a way to get the job done), Excellence (we have the utmost commitment to excellence), Integrity (our team is comprised of people who are always above board) and Service (our commitment to serve our clients and communities is our priority).
We Are Georgia Small Business Capital
Who We Are
Since 1989, the Georgia Small Business Capital (GSBC) has been dedicated to the success of Georgia small businesses. As the nation's most active lender, we excel at assisting healthy, growing companies secure long-term, below-market, fixed-rate financing for the acquisition and development of fixed assets. The program can also be utilized to refinance debt associated with fixed assets.

Meet The Team
Administration
Bill Habermeyer
PRESIDENT & CEO
Ankur Patel
VICE PRESIDENT SENIOR CREDIT OFFICER
Bob Zinkil
EXECUTIVE VICE PRESIDENT & COO
Mike Quant
VICE PRESIDENT CREDIT OFFICER
Rai Donelson
VICE PRESIDENT & CCO
Ryan Vucelik
JUNIOR CREDIT OFFICER
Helen Bennett
SENIOR VICE PRESIDENT CORP PROJECT MANAGER
Michelle M. Seivold
CORPORATE ADMINISTRATION OFFICER
Steve Wilson
VICE PRESIDENT PORTFOLIO MANAGER
Sales
Cory Stewart
SENIOR VICE PRESIDENT
GEORGIA STATE EXECUTIVE
Brian King
VICE PRESIDENT
BUSINESS DEVELOPMENT OFFICER
JT Nix
BROKERAGE RELATIONSHIP
MANAGER
Brian Joiner
VICE PRESIDENT
INTERNAL BUSINESS DEVELOPMENT OFFICER
Board of Directors
George Hawkins
BOARD CHAIR
Mathew Schuh
BOARD MEMBER
Chris Bouton
BOARD MEMBER
Seabron Smith
BOARD MEMBER
Jason Finagan
BOARD MEMBER
Avril Stinson
BOARD MEMBER
Jeff Hunt
BOARD MEMBER
Tom Ter Beek
BOARD MEMBER
Donna Lewis
BOARD MEMBER
Marc Woonton
BOARD MEMBER
Omar Ojeda
BOARD MEMBER
Harry Zuker
BOARD MEMBER
How We Do It
Here at Georgia Small Business Capital, we have developed a team that adheres to our core values: Innovation (we find a way to get the job done), Excellence (we have the utmost commitment to excellence), Integrity (our team is comprised of people who are always above board) and Service (our commitment to serve our clients and communities is our priority).

Why GSBC?
What differentiates us from other CDCs? Our three uniques.
- Certainty
- Speed
- Service