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Georgia Small Business Capital, also known as Florida Business Development Corporation and Alabama Small Business Capital, is the CDC who services your loan for the SBA. GSBC has four major core values including Innovation, Excellence, Integrity, and Service. We strive to provide excellent customer service from our years of knowledge to all customers. If you have any questions pertaining to your loan never hesitate to contact the Servicing Department at (561) 433-0233 or visit our website at www.ga504.com.

GSBC has assigned regionally specific Servicing Agents to assist with any questions regarding your SBA 504 loan. Please don’t hesitate to contact the Servicing Agent below assigned to the corresponding area of your property’s region.

If unsure of your region, please contact the Servicing Department by phone (561) 433-0233.

South Florida: Vanessa Aravena: vanessa@fbdc.net

Tampa/Orlando: Layla Janer: layla@fbdc.net

GA/AL/Northern FL: Alex Crawford: alex@ga504.com

Payoff Requests to be emailed to: payoffrequests@fbdc.net

The reimbursement funds will be submitted within a month after funding via direct deposit using the account you provided at closing for the monthly payments.

Wells Fargo is the institution who will be listed on your account for all ACH payments. However, the CDC is responsible for all servicing questions related to your account.

The Annual Servicing Documents will be requested yearly and may be sent to your corresponding Servicing Agent via email or FBDC’s servicing fax line at 561-433-8545.

South Florida: Vanessa Aravena: vanessa@fbdc.net

Tampa/Orlando: Layla Janer: layla@fbdc.net

GA/AL/Northern FL: Alex Crawford: alex@ga504.com

The Annual Statement will be mailed to the contact address on file by mid to late February. Please be sure to contact your Servicing Agent with any change of your mailing address. If your loan is in a personal name, then a 1098 is mailed directly from the SBA and should be received by mid to late February. If either is not received, please contact your Servicing Agent.

The 2-Year Job Certification will be requested upon the loan’s 2-Year Funding Anniversary. The information provided allows the SBA to document the growth of the company from the original funding date and helps to support the SBA 504 loan program. You will receive the required document via email from Heriberto Rodriguez, heriberto@fbdc.net. Please complete as needed and return to Heriberto within a week of being received.

The Prepayment Schedule is included in your funding package and based on 7-year declining penalty for loans with a 10-year maturity date and 10-year declining penalty for loans with a 20- or 25-year maturity date.

GSBC's Intensive Servicing Agent’s will be happy to assist you on all loan servicing requests. Please don’t hesitate to contact the Intensive Servicing Agent below assigned to the corresponding area of your property’s region. If unsure of your property’s region, please contact the Servicing Department by phone at (561) 433-0233.

South Florida: Edgardo Molina: edgar@fbdc.net

Tampa/Orlando: Po Lehman: po@fbdc.net

GA/AL/Northern FL: Brianna Lopez: brianna@fbdc.net

We are excited to say YES! Under new regulations, 504 loans may now be used to refinance federally guaranteed loans, including existing 504 loans and 7(a) loans. There are certain qualifications required to refinance the loan, but it is a great option to consider prior to refinancing with another lender. Please contact the Servicing Department at (561) 433-0233 to be forwarded to one of our Business Development Officers.