Direct Lending Program - Funding You Can Count On

GSBC offers an alternative lending programs to help small businesses access the financing they need

Trusted By Lenders Across The Southeast

Making Commercial Real Estate Ownership Accessible with Low Down Payments
  • Loans from $50,000 to $400,000
  • Fixed or variable market rates based on credit risk
  • Secured by acceptable collateral and guarantees
  • Quick 5-10 day commitment turnaround
  • Longer terms than conventional financing
Eligible Projects, Purpose of Direct Lending & Fees
  • Finance the acquisition of new equipment or real estate
  • Provide financing when the SBA is unable and assistance with a down payment
  • Must meet SBA 504 Loan Program requirements
  • Borrower responsible for closing costs (origination fees, attorney fees, title insurance, recording fees, etc.)
Questions?
Testimonials

Client Successes That Speak Volumes

MW
I had the pleasure of working with Dana for over 7 years. You can't ask for a more honest, dedicated, knowledgeable and professional person working for and with you. Her work over the years has always been top notch and you can always trust on her to take care of your customers in a professional, friendly way.
Monique Walsh
SBA Lending Group
RC
My gratitude goes to Armando Martinez and the GSBC team. We recently closed on a SBA-backed commercial property structured utilizing GSBC whose discipline to their purpose, resourcefulness, and dedication provided the successful conclusion. Great to work with true professionals; highly organized, always communicative and well-connected in the industry. Thank you GSBC.
Rob Conrad
Encore Optical Laboratories
RC
I enjoy working with Daniel Martinez and his team at the Georgia Small Business Capital (ASBC). Daniel is hands on, very meticulous and responsive. Renee Madormo is a seasoned and very efficient administrator. Together they provide a customer experience to our mutual clients that is second to none. As partners, they make the application process easy for our clients from the start of the process through the closing: their turnaround time on underwriting is quick, they facilitate the communication with the SBA representatives & attorneys and ensure the deadlines for the debenture funding is on time.
Ramsey Chabbar
Bank of Tampa
DM
The 504 program was the perfect fit for Site READY to help retain our operating capital and grow our business. The GSBC team was a pleasure to work with by helping us to get approved and closed quickly. We highly recommend them for your real estate project!
Dylan McCrory
SiteREADY
JD
I like to use the 504 program when a client prefers to put less down on equipment or real estate. Part of the loan gets a great long term fixed rate and the fees can be financed. Georgia Small Business Capital has a great team from top to bottom. They are always willing to answer any questions and I trust them to speak directly to my clients. Not only do they help during the approval and closing process they are there during the servicing of the loans as well. GSBC has a very knowledgeable staff and is a great resource to answer all of my SBA 504 questions.
Jim Downey
US Ameribank

Discover Why More Businesses Choose Us for SBA 504 Loans

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